I am struggling right now and need to keep spending to a minimum. I don;t want to alarm my family but I need them to watch things, too. How do I share this info with teenagers and an 8-year old? I have never lied to them but they are kids and may not handle a topic they don't really understand.
Answers
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They should know you are on a budget, like most Americans, and that they can be a part of the solution. They also need to know you have a plan and that the family is safe and secure. Don;t hide it. But make it a problem that is being solved by all.